Many of us have certain phobias and fears related to getting old, ranging from over-thinking about where the money will come from, trying to figure out how old we’ll actually get, and whether we’ll be in good health or not. The simplest way to approach these thoughts and phobias is to be able to plot and plan your way through in a simplistic and step-by-step fashion. This will reduce the fear surrounding it all and actually leave you better prepared. Here are a few starters and insights that will go a long way to allaying any such fears and phobias and provide a simplified way to approach your senior living.
Conceptualize and break the process into its various components
There are various components such as health, wealth, and your living space that you should analyze individually to create a basket of needsfor your old age. Think of Maslow’s basic needs, and keep it simple; your psychologicalsafety needs, love and belonging, esteem and self-actualization are all important to varying degrees, but must all be taken care of to leave you in the best state possible to take on the next stage of your life journey.
Think about what you need and use now and your current lifestyle and about how your needs and wants may change over time and as you age. Then, for each component think and decide what your future needs will be and how you aim to meet these needs. For many, a problem occurs when they try to think about the end goal and the entire process all in one hit. It can be overwhelming and scary to think and consider all the changes that are likely and necessary for a fulfilling elderly life, soit’s therefore best to do the thinking and planning in smaller sections.
Start planning for senior living as early as possible
As soon as you are able to, you need to start your planning for any possible moves into senior living. Look into what’s available, visit as many places as possible, and do the research that you need to understand the process and possibilities for your senior living.The more you prepare and the more information that you’ve got at hand, the more you’ll simplify moving into senior living, making it a seamless process.
No one wants to experience the shock of a huge change in lifestyle or having to move away from friends and family in your later years, and as such, having tested the waters and explored what’s out there and knowing what to expect will be vital.This will need you to start the planning phase as early as possible.
Start a retirement and senior living fund
For many,retirement can become a struggle and just about eking out an existence and simply getting by, but it shouldn’t be. If you start the financial planning process as early as possible and have a monthly means of saving for retirement, then you’ll never be in financial distress. Furthermore, the savings should be for doing more than you’re doing now, or before retirement and for longer than any of the estimates have provided for you. You don’t want to merely survive; you want to live your best life and have fun doing so.So, start thinking about it and doing something as early as possible.
Dream big, and yet plan and act small
Having a grand ideal of what you feel you’d like to do when you retire and through your elderly years is great, and a wonderful way to keep you focused on the big goal. However, you’ll need to simply do one thing at a time on a daily basis for a continuous period of time to achieve this grand goal.
Small steps are the best way to success, simply repeating the same thing on a regular basis will get you to the end goal of a comfortable retirement and well-resourced senior years.
Discuss it as much as possible with others
One of the best ways to avoid undue stress and anxiety over the things that you really can’t change, such as aging and the senior living choices that are available to you is to chat it through with others. Being able to offload and theorize about the available options is a great way to recognize that we all have the same or at least similar concerns. The other people you talk to will all have thought through the aging process, and many will be able to provide reassurance that your worries are undue and perhaps even irrational.
The move into your senior years can be fraught with issues, uncertainty, and challenges, and can be a stressful time. If you follow the advice herein and simply break the journey into its constituent parts you may find that it’s much more enjoyable andthat the outcome you wantis a whole lot easier to achieve.